Terms and Conditions

1. Introduction

Welcome to clearpathria.com (the “Website”), operated by ClearPath RIA. These Terms and Conditions (“Terms”) govern your access to and use of our Website and related services. By accessing or using our services, you agree to comply with and be bound by these Terms. Please read them carefully.

2. Definitions

– “Service” refers to the Website and all associated features, content, and services provided by ClearPath RIA through clearpathria.com.
– “User” refers to any individual or entity who accesses or uses the Service.
– “Content” means any text, images, graphics, videos, resources, or other materials available through the Service.
– “Account” refers to a registered profile or user login created by a User to access certain sections or features of the Service.

3. Acceptance of Terms

By using the Service, you affirm that you are at least 18 years of age and capable of entering into a legally binding agreement. If you do not agree to these Terms, you must not access or use the Service.

4. Changes to Terms

ClearPath RIA reserves the right to update or modify these Terms at any time without prior notice. Your continued use of the Service after any changes constitutes your acceptance of the revised Terms. We encourage you to review the Terms periodically.

5. Use of Services

Eligibility
You must be at least 18 years old to use the Service. By using the Service, you represent and warrant that you meet this requirement.

Account
To access certain functions of the Service, you may be required to register for an Account. You agree to provide accurate, complete, and current information and to update it promptly as necessary. You are solely responsible for maintaining the confidentiality of your Account credentials and for all activity under your Account.

Prohibited Activities
You agree not to:
– Use the Service for any unlawful or unauthorized purpose.
– Attempt to gain unauthorized access to any part of the Website or Service.
– Interfere with or disrupt the integrity or performance of the Service.
– Use any automated means to access or copy the Service, unless expressly permitted.

6. Intellectual Property

All intellectual property rights in the Service and its Content—including but not limited to text, images, graphics, logos, and software—are owned by or licensed to ClearPath RIA. You may not copy, reproduce, distribute, or create derivative works from any part of the Service without express written permission.

7. User-Generated Content

If you submit any content to the Service (including but not limited to reviews, comments, or communications), you grant ClearPath RIA a non-exclusive, royalty-free, worldwide, perpetual license to use, reproduce, publish, and display such content in connection with operating and promoting the Service. You affirm that you have the rights necessary to grant this license.

8. Privacy Policy

Your use of the Service is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. Please review the policy by visiting clearpathria.com/privacy.

9. Third-Party Services

The Service may include links to or integrations with third-party products, services, or websites. ClearPath RIA is not responsible for the content, terms, or privacy practices of any third-party services. Use of third-party services is at your own risk and subject to their own terms and conditions.

10. Disclaimers and Liability

The Service is provided “as is” and “as available” without warranties of any kind, either express or implied. ClearPath RIA makes no warranties or guarantees regarding the accuracy, completeness, timeliness, or reliability of the Service or any Content.

To the fullest extent permitted by law, ClearPath RIA disclaims all liability for any damages arising from or related to the use of or inability to use the Service, including but not limited to direct, indirect, incidental, punitive, or consequential damages.

11. Indemnification

You agree to indemnify, defend, and hold harmless ClearPath RIA and its affiliates, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses (including reasonable attorney’s fees) that arise from your use of the Service, your violation of these Terms, or your infringement of any rights of a third party.

12. Termination

We reserve the right to suspend or terminate your access to the Service at our sole discretion, without notice, if we believe you have violated these Terms or engaged in conduct that harms ClearPath RIA or others. Upon termination, your right to use the Service will immediately cease.

13. Governing Law

These Terms are governed by and construed in accordance with the laws of the state in which ClearPath RIA operates, without regard to its conflict of laws principles. Any legal action or proceeding relating to the Service shall be brought exclusively in a court of competent jurisdiction in that jurisdiction.

14. Miscellaneous

Entire Agreement
These Terms constitute the entire agreement between you and ClearPath RIA concerning the use of the Service and supersede all prior agreements or understandings.

Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.

Waiver
Our failure to enforce any right or provision of these Terms does not constitute a waiver of that right or provision.

15. Contact Info

For questions about these Terms, contact us at [email protected].